Best 18-Month CD Rates in Los Ranchos de Albuquerque, New Mexico, NM

You are viewing rates from banks across Los Ranchos de Albuquerque

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Los Ranchos de Albuquerque, New Mexico . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Los Ranchos de Albuquerque, NM - July 16, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Wells Fargo Bank, National Association Deming Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Zions Bank Farmington Nm Br Branch	2.53%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 2.53%
BOKF, National Association Belen Branch	2.05%	$100,000	-	Learn More
Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%
Aku \| May 29, 2020 Dua Read More Reviews (1)
The Citizens Bank of Clovis The Citizens Bank Of Clovis Branch	0.90%	$100,000	-	Learn More Add Review
BANK 34 Bank 34 Branch	0.85%	$10,000	-	Learn More
Adam Harrison \| Oct 11, 2017 Our experience was the worst. Our mortgage loan officer was Kathy Funke. That lady was so messed up. She literally drained my savings account to a negative status that I had to take a personal loan from a ... Read More Reviews (1)
Four Corners Community Bank Four Corners Community Bank Branch	0.75%	$10,000	-	Learn More
Unhappy customer definitely NOT THE BANK FOR ME! \| Sep 21, 2020 I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More Reviews (1)
The Citizens Bank of Clovis The Citizens Bank Of Clovis Branch	0.75%	$10,000	-	Learn More Add Review
First National Bank First National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Southwest Capital Bank Southwest Capital Bank Branch	0.65%	$100,000	-	Learn More Add Review
City Bank City Bank Branch	0.50%	$10,000	-	Learn More Add Review
Pioneer Bank Pioneer Bank Branch	0.50%	$100,000	-	Learn More Add Review
First American Bank First American Bank Branch	0.50%	$10,000	-	Learn More Add Review
Southwest Capital Bank Southwest Capital Bank Branch	0.45%	$10,000	-	Learn More Add Review
First Savings Bank Deming Branch	0.40%	$10,000	-	Learn More
dionpayne \| Jun 28, 2017 showmefivethousanddollars Read More Reviews (1)
Valley Bank of Commerce Valley Bank Of Commerce Branch	0.40%	$10,000	-	Learn More Add Review
First American Bank First American Bank Branch	0.35%	$10,000	-	Learn More Add Review
Pioneer Bank Pioneer Bank Branch	0.35%	$10,000	-	Learn More Add Review
Lea County State Bank Lea County State Bank Branch	0.35%	$1,000	-	Learn More
Dinah T \| Apr 18, 2023 Worst bank ever!!!!!! If your an independent and not a commercial customer they don’t take care of you…..my family has been with LCSB for years and of course it is mostly commercial with my family memb... Read More Reviews (1)
NBH Bank Taos Peoples Branch	0.30%	$10,000	-	Learn More Add Review
InBank International Bank Branch	0.30%	$100,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
Main Bank Main Bank Branch	0.30%	$10,000	-	Learn More Add Review
First American Bank First American Bank Branch	0.30%	$10,000	-	Learn More Add Review
First New Mexico Bank of Silver City First New Mexico Bank Of Silver City Branch	0.28%	$10,000	-	Learn More Add Review
InBank International Bank Branch	0.25%	$10,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
First American Bank First American Bank Branch	0.25%	$10,000	-	Learn More Add Review
Western Bank Western Bank Branch	0.23%	$10,000	-	Learn More Add Review
Washington Federal Bank Rio Arriba Main Branch	0.20%	$1,000	-	Learn More
jim \| Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More Reviews (2)
The James Polk Stone Community Bank The James Polk Stone Community Bank Branch	0.07%	$10,000	-	Learn More Add Review
U.S. Bank National Association Taos Main Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Bank of America, National Association Albuquerque Main Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company Albuquerque Branch	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Wells Fargo Bank, National Association Deming Branch	223 South Gold Avenue	Deming	NM
Zions Bank Farmington Nm Br Branch	2000 East 20th Street	Farmington	NM
BOKF, National Association Belen Branch	634 Becker Avenue	Belen	NM
The Citizens Bank of Clovis The Citizens Bank Of Clovis Branch	421 Pile Street	Clovis	NM
Southwest Heritage Bank Bank 34 Branch	500 10th Street	Alamogordo	NM
Four Corners Community Bank Four Corners Community Bank Branch	500 W. Main Street, Suite 101	Farmington	NM
The Citizens Bank of Clovis The Citizens Bank Of Clovis Branch	421 Pile Street	Clovis	NM
First National Bank First National Bank Branch	414 Tenth Street	Alamogordo	NM
Southwest Capital Bank Southwest Capital Bank Branch	1410 Central Avenue Nw	Albuquerque	NM
City Bank City Bank Branch	1096 Mechem Drive	Ruidoso	NM
Pioneer Bank Pioneer Bank Branch	3000 North Main Street	Roswell	NM
First American Bank First American Bank Branch	303 W Main Street	Artesia	NM
Southwest Capital Bank Southwest Capital Bank Branch	1410 Central Avenue Nw	Albuquerque	NM
First Savings Bank Deming Branch	520 South Gold	Deming	NM
Valley Bank of Commerce Valley Bank Of Commerce Branch	217 West 2nd Street	Roswell	NM
First American Bank First American Bank Branch	303 W Main Street	Artesia	NM
Pioneer Bank Pioneer Bank Branch	3000 North Main Street	Roswell	NM
Lea County State Bank Lea County State Bank Branch	1017 North Turner	Hobbs	NM
NBH Bank Taos Peoples Branch	1356 Paseo Del Pueblo Sur	Taos	NM
InBank International Bank Branch	200 South 2nd Street	Raton	NM
Main Bank Main Bank Branch	7300 Menaul Blvd, Ne	Albuquerque	NM
First American Bank First American Bank Branch	303 W Main Street	Artesia	NM
First New Mexico Bank of Silver City First New Mexico Bank Of Silver City Branch	1928 Hwy 180 East	Silver City	NM
InBank International Bank Branch	200 South 2nd Street	Raton	NM
First American Bank First American Bank Branch	303 W Main Street	Artesia	NM
Western Bank Western Bank Branch	140 East Motel Drive	Lordsburg	NM
Washington Federal Bank Rio Arriba Main Branch	1123 North Riverside Drive	Espanola	NM
The James Polk Stone Community Bank The James Polk Stone Community Bank Branch	109 East Second Street	Portales	NM
U.S. Bank National Association Taos Main Branch	120 West Plaza	Taos	NM
Bank of America, National Association Albuquerque Main Branch	303 Roma Avenue, N.W.	Albuquerque	NM
First-Citizens Bank & Trust Company Albuquerque Branch	7300 Jefferson Street Northeast	Albuquerque	NM

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Los Ranchos de Albuquerque, New Mexico CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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